Sunday, 20 April 2014

(12.10.2) Ultra Vires Borrowing

Borrowing by a company shall be deemed to be ultra vires where the company borrows inspite of no power to borrow or borrows beyond the limit fixed by the Memorandum or Articles. Any such loan to the company is null and void and does not create an actionable debt. However, the following remedies shall be available to such a lender:

1. Injunction and recovery. If the money, assets, property, etc., purchased with such money is identifiable and are still in the possession of the company, the lender can obtain an injunction to restrain the company from parting with them and seek a tracing order to trace and recover them.

            2. Subrogation. If the borrowed money was applied in payment of lawful creditors of the company, the lender can subrogate to the rights of those creditors, i.e., he will step into the shoes of the old creditors for the purpose of recovering his money [Sinclair v. Brougham (1914) A.C.398]. However, he shall not have any priority over other creditors even if the debts paid off had priority [Re Wirexhan Mold & Cohmah’s Quau Rly.(1899) 1Ch. 440}.

            3. Suit against the directors. The lender may claim damages from the directors and sue them personally for a breach of warranty of authority [Firbank’s Executors
v. Humphreys (1866) 18 O.8.D.64]. But if the fact that the company has no powers to borrow was apparent upon reference to the company's memorandum or articles, the lender shall not be entitled to claim damages from directors upon this ground as he was not misled because he is deemed to have knowledge of these public documents [Rashdall v. Ford (1855) E.R.Q. Fq Cas. 750].

No comments:

Post a Comment